Insurance for cyclists
Selection of companies and federations offering cyclist coverage in each country. Indicative info: always confirm coverage, exclusions and price with the company.
United States (16 options)
USA Cycling membership
Federation
Liability insurance for sanctioned events
Official siteBikeInsure (USA Cycling official partner)
Bike specialist
Partner oficial USAC hasta 2026. Riding accidents + transit + opcional theft protection.
Official siteVelosurance
Bike specialist
Bike-specific policies con liability hasta $1M. Racing coverage incluida.
Official siteVelosurance Racing
Bike specialist
Cobertura específica para crash damage durante racing y training.
Official siteMarkel — Bicycle Insurance (vía GEICO)
Bike specialist
Desde $100/año. Sin exclusión por carrera. Distribuido también vía GEICO.
Official siteSundays Insurance
Bike specialist
Specialist cyclist. Theft fuera del hogar incluido.
Official siteSpoke Insurance
Bike specialist
Tailored cycling cover
Official siteGCN Insurance USA
Bike specialist
GCN insurance flexible road/off-road/e-bike/eventos/racing.
Official siteLeague of American Bicyclists Insurance
Federation
Insurance para clubes y organizaciones miembro.
Official siteWorld Nomads Cycling Travel
Bike specialist
Travel insurance para viajes ciclistas USA.
Official siteLiberty Mutual Homeowners (bicycle scheduled)
Generalist
Homeowners + scheduled bicycle endorsement hasta valor declarado.
Official siteState Farm — Bicycle Endorsement
Generalist
Homeowners endorsement para bicis high-value.
Official siteNationwide Personal Articles
Generalist
Personal articles policy con bici scheduled.
Official siteProgressive Bicycle
Generalist
Coverage explicada vía Progressive policies.
Official siteAllstate Personal Property Plus
Generalist
Personal Property Plus extiende cobertura bicicleta.
Official siteFarmers Bicycle Coverage
Generalist
Homeowners con scheduled bicycle endorsement.
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